Colleges that pay for themselves fastest in North Carolina
Colleges ranked by how many years of extra earnings, above a high school graduate’s, cover four years of net price.
15 schools qualify, ranked by payback years.
How this list is made
- Schools in North Carolina.
- Accredited four-year undergraduate colleges.
- Academic Excellence grade B+ or better (the top 35% of rated colleges).
- Has median earnings ten years after enrolling and a net price from federal data (College Scorecard), and those earnings are above a high school graduate’s ($48,360 a year: median weekly earnings of $930 for full-time workers with a high school diploma, U.S. Bureau of Labor Statistics, 2024).
- Each school needs a complete Compass Score, so every row shows a rating.
- Payback years = four years of net price ÷ (earnings − a high school graduate’s earnings). Ordered by payback years, fewest first. A simple estimate: it leaves out interest, taxes and earnings growth.
Updated Oct. 20, 2026. Methodology. Spot an error? Send a correction.
- 1
University of North Carolina at Chapel Hill
Chapel Hill, NC · PublicHonor RollExceptional: Compass grade A+
- Pays back in about 2.0 years
- Earnings $72,200 ten years out
- 2
Davidson College
Davidson, NC · Private nonprofitHonor RollExceptional: Compass grade A+
- Pays back in about 2.1 years
- Earnings $81,400 ten years out
- 3
Duke University
Durham, NC · Private nonprofitHonor Roll#1 in North Carolina
- Pays back in about 2.4 years
- Earnings $97,800 ten years out
- 4
North Carolina State University at Raleigh
Raleigh, NC · PublicHonor RollExceptional: Compass grade A
- Pays back in about 3.4 years
- Earnings $68,758 ten years out
- 5
Wake Forest University
Winston-Salem, NC · Private nonprofitHonor RollExceptional: Compass grade A
- Pays back in about 3.9 years
- Earnings $78,158 ten years out
- 6
Elon University
Elon, NC · Private nonprofitTop 8% for graduation
- Pays back in about 6.3 years
- Earnings $74,545 ten years out
- 7
Cabarrus College of Health Sciences
Concord, NC · Private nonprofitExceptional: Compass grade A
- Pays back in about 6.8 years
- Earnings $58,708 ten years out
- 8
University of North Carolina at Charlotte
Charlotte, NC · PublicTop 22% for graduation
- Pays back in about 6.9 years
- Earnings $57,289 ten years out
- 9
East Carolina University
Greenville, NC · Public#17 in North Carolina
- Pays back in about 9.3 years
- Earnings $55,146 ten years out
- 10
High Point University
High Point, NC · Private nonprofitTop 16% for graduation
- Pays back in about 11.9 years
- Earnings $61,389 ten years out
- 11
University of North Carolina Wilmington
Wilmington, NC · PublicExcellent: Compass grade A-
- Pays back in about 12.2 years
- Earnings $54,967 ten years out
- 12
Queens University of Charlotte
Charlotte, NC · Private nonprofit#16 in North Carolina
- Pays back in about 13.3 years
- Earnings $57,673 ten years out
- 13
Campbell University
Buies Creek, NC · Private nonprofit#22 in North Carolina
- Pays back in about 15.0 years
- Earnings $54,886 ten years out
- 14
Appalachian State University
Boone, NC · PublicTop 15% for graduation
- Pays back in about 19.4 years
- Earnings $51,836 ten years out
- 15
Meredith College
Raleigh, NC · Private nonprofitTop 21% for graduation
- Pays back in about 28.3 years
- Earnings $51,539 ten years out
Compare cost and outcomes
| School | Net price a year | Median debt | Earnings 10 years out | Graduation rate |
|---|---|---|---|---|
| University of North Carolina at Chapel Hill | $11,655 | $14,000 | $72,200 | 91% |
| Davidson College | $17,379 | $18,688 | $81,400 | 91% |
| Duke University | $29,612 | $13,000 | $97,800 | 97% |
| North Carolina State University at Raleigh | $17,303 | $20,121 | $68,758 | 85% |
| Wake Forest University | $28,719 | $21,500 | $78,158 | 89% |
| Elon University | $41,555 | $20,500 | $74,545 | 84% |
| Cabarrus College of Health Sciences | $17,618 | $16,000 | $58,708 | 71% |
| University of North Carolina at Charlotte | $15,435 | $21,500 | $57,289 | 69% |
| East Carolina University | $15,739 | $22,750 | $55,146 | 63% |
| High Point University | $38,707 | $24,575 | $61,389 | 74% |
| University of North Carolina Wilmington | $20,109 | $19,500 | $54,967 | 71% |
| Queens University of Charlotte | $30,857 | $25,000 | $57,673 | 61% |
| Campbell University | $24,516 | $22,500 | $54,886 | 61% |
| Appalachian State University | $16,836 | $20,231 | $51,836 | 75% |
| Meredith College | $22,488 | $25,000 | $51,539 | 70% |
Net price is the average yearly cost after grants. Federal data (College Scorecard). “—” means the school reports no figure.
This list in other states
- Alabama 5
- Arizona 3
- Arkansas 5
- California 54
- Colorado 6
- Connecticut 13
- District of Columbia 5
- Florida 15
- Georgia 9
- Illinois 19
- Indiana 19
- Iowa 15
- Kansas 3
- Kentucky 5
- Louisiana 3
- Maine 7
- Maryland 14
- Massachusetts 38
- Michigan 19
- Minnesota 17
- Missouri 13
- Nebraska 8
- New Hampshire 4
- New Jersey 16
- New York 67
- Ohio 28
- Oklahoma 4
- Oregon 9
- Pennsylvania 54
- Rhode Island 8
- South Carolina 6
- Tennessee 7
- Texas 17
- Utah 4
- Vermont 5
- Virginia 19
- Washington 13
- Wisconsin 13

