Colleges with the lowest student debt in Florida
Colleges whose graduates leave with the least federal student debt.
Colleges with the lowest student debt in Florida21 schools
21 schools qualify, ranked by median debt.
How this list is made
- Schools in Florida.
- Accredited four-year undergraduate colleges.
- Academic Excellence grade B+ or better (the top 35% of rated colleges).
- Has the median federal loan debt of graduates from federal data (College Scorecard).
- Each school needs a complete Compass Score, so every row shows a rating.
- Ordered by median debt, lowest first.
Updated Oct. 20, 2026. Methodology. Spot an error? Send a correction.
- 1Tie
- 1Tie
University of Florida-Online
Gainesville, FL · PublicHonor RollTop 4% for low net price
- Median debt $15,000
- 85% graduate
- 3
University of North Florida
Jacksonville, FL · PublicTop 16% for low net price
- Median debt $15,531
- 69% graduate
- 4
Florida International University
Miami, FL · PublicTop 13% for low net price
- Median debt $16,500
- 74% graduate
- 5
- 6
University of Miami
Coral Gables, FL · Private nonprofitHonor Roll#2 in Florida
- Median debt $17,500
- 84% graduate
- 7
- 8
Florida State University
Tallahassee, FL · PublicHonor Roll#3 in Florida
- Median debt $18,000
- 86% graduate
- 9
University of Central Florida
Orlando, FL · PublicHonor Roll#6 in Florida
- Median debt $18,190
- 78% graduate
- 10
Southeastern College-West Palm Beach
West Palm Beach, FL · Private for-profitTop 6% for graduation
- Median debt $19,000
- 88% graduate
- 11
Miami Regional University
Miami Springs, FL · Private for-profit#5 in Florida
- Median debt $22,500
- 84% graduate
- 12
Stetson University
DeLand, FL · Private nonprofitVery good: Compass grade B+
- Median debt $23,250
- 62% graduate
- 13
Embry-Riddle Aeronautical University-Daytona Beach
Daytona Beach, FL · Private nonprofitTop 6% for earnings
- Median debt $23,666
- 67% graduate
- 14
- 15
Nova Southeastern University
Fort Lauderdale, FL · Private nonprofitGood: Compass grade B
- Median debt $24,250
- 63% graduate
- 16Tie
Florida Southern College
Lakeland, FL · Private nonprofit#12 in Florida
- Median debt $25,000
- 71% graduate
- 16Tie
- 18
- 19Tie
Florida Institute of Technology
Melbourne, FL · Private nonprofit#20 in Florida
- Median debt $27,000
- 64% graduate
- 19Tie
Ringling College of Art and Design
Sarasota, FL · Private nonprofitTop 18% for graduation
- Median debt $27,000
- 72% graduate
- 19Tie
Eckerd College
Saint Petersburg, FL · Private nonprofitVery good: Compass grade B+
- Median debt $27,000
- 66% graduate
Compare cost and outcomes
| School | Net price a year | Median debt | Earnings 10 years out | Graduation rate |
|---|---|---|---|---|
| University of Florida | $6,541 | $15,000 | $71,588 | 91% |
| University of Florida-Online | $4,815 | $15,000 | $71,588 | 85% |
| University of North Florida | $10,154 | $15,531 | $56,343 | 69% |
| Florida International University | $9,288 | $16,500 | $60,249 | 74% |
| New College of Florida | $7,195 | $17,375 | $48,082 | 67% |
| University of Miami | $37,244 | $17,500 | $75,328 | 84% |
| University of South Florida | $9,812 | $17,988 | $57,743 | 77% |
| Florida State University | $11,297 | $18,000 | $61,675 | 86% |
| University of Central Florida | $10,411 | $18,190 | $58,308 | 78% |
| Southeastern College-West Palm Beach | $28,820 | $19,000 | $41,200 | 88% |
| Miami Regional University | $22,113 | $22,500 | $29,081 | 84% |
| Stetson University | $19,372 | $23,250 | $51,642 | 62% |
| Embry-Riddle Aeronautical University-Daytona Beach | $41,272 | $23,666 | $84,131 | 67% |
| The University of Tampa | $36,211 | $24,211 | $59,436 | 64% |
| Nova Southeastern University | $30,371 | $24,250 | $59,209 | 63% |
| Florida Southern College | $28,551 | $25,000 | $55,294 | 71% |
| Beacon College | $53,517 | $25,000 | $29,420 | 60% |
| Rollins College | $34,732 | $25,500 | $58,295 | 75% |
| Florida Institute of Technology | $35,639 | $27,000 | $43,137 | 64% |
| Ringling College of Art and Design | $57,742 | $27,000 | $43,325 | 72% |
| Eckerd College | $38,071 | $27,000 | $51,819 | 66% |
Net price is the average yearly cost after grants. Federal data (College Scorecard). “—” means the school reports no figure.
This list in other states
- Alabama 5
- Arizona 4
- Arkansas 5
- California 61
- Colorado 6
- Connecticut 13
- District of Columbia 5
- Georgia 9
- Illinois 21
- Indiana 21
- Iowa 16
- Kansas 4
- Kentucky 7
- Louisiana 3
- Maine 9
- Maryland 15
- Massachusetts 46
- Michigan 20
- Minnesota 19
- Missouri 19
- Nebraska 8
- New Hampshire 5
- New Jersey 16
- New York 75
- North Carolina 18
- Ohio 33
- Oklahoma 4
- Oregon 11
- Pennsylvania 60
- Rhode Island 9
- South Carolina 10
- Tennessee 10
- Texas 20
- Utah 4
- Vermont 6
- Virginia 21
- Washington 13
- Wisconsin 15