Colleges with the lowest student debt in Kentucky
Colleges whose graduates leave with the least federal student debt.
Colleges with the lowest student debt in Kentucky7 schools
7 schools qualify, ranked by median debt.
How this list is made
- Schools in Kentucky.
- Accredited four-year undergraduate colleges.
- Academic Excellence grade B+ or better (the top 35% of rated colleges).
- Has the median federal loan debt of graduates from federal data (College Scorecard).
- Each school needs a complete Compass Score, so every row shows a rating.
- Ordered by median debt, lowest first.
Updated Oct. 20, 2026. Methodology. Spot an error? Send a correction.
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Bellarmine University
Louisville, KY · Private nonprofit#7 in Kentucky
- Median debt $25,000
- 64% graduate
- 6Tie
Centre College
Danville, KY · Private nonprofitHonor Roll#2 in Kentucky
- Median debt $27,000
- 81% graduate
- 6Tie
Transylvania University
Lexington, KY · Private nonprofit#3 in Kentucky
- Median debt $27,000
- 71% graduate
Compare cost and outcomes
| School | Net price a year | Median debt | Earnings 10 years out | Graduation rate |
|---|---|---|---|---|
| Berea College | $6,106 | $3,591 | $43,150 | 58% |
| University of Louisville | $17,988 | $20,500 | $53,899 | 61% |
| University of Kentucky | $18,851 | $22,500 | $59,025 | 71% |
| Asbury University | $21,401 | $24,028 | $42,368 | 65% |
| Bellarmine University | $21,499 | $25,000 | $62,069 | 64% |
| Centre College | $20,781 | $27,000 | $66,240 | 81% |
| Transylvania University | $21,913 | $27,000 | $54,705 | 71% |
Net price is the average yearly cost after grants. Federal data (College Scorecard). “—” means the school reports no figure.
This list in other states
- Alabama 5
- Arizona 4
- Arkansas 5
- California 61
- Colorado 6
- Connecticut 13
- District of Columbia 5
- Florida 21
- Georgia 9
- Illinois 21
- Indiana 21
- Iowa 16
- Kansas 4
- Louisiana 3
- Maine 9
- Maryland 15
- Massachusetts 46
- Michigan 20
- Minnesota 19
- Missouri 19
- Nebraska 8
- New Hampshire 5
- New Jersey 16
- New York 75
- North Carolina 18
- Ohio 33
- Oklahoma 4
- Oregon 11
- Pennsylvania 60
- Rhode Island 9
- South Carolina 10
- Tennessee 10
- Texas 20
- Utah 4
- Vermont 6
- Virginia 21
- Washington 13
- Wisconsin 15